NCTO: National Cash Transfer 2025 | The Authority of the National Cash Transfer Office (NCTO) has begin another phase of disbursement to beneficiaries across the 36 state of the federation. Do you apply for renew Hope conditional cash transfer programme. If yes, Read how to get your money.
The Federal Government of Nigeria in partnership with the World Bank developed a social safety nets programme for Nigeria in 2016. The project implementation is being executed by the National Social Safety Nets Project (NASSP). One of the components of NASSP is the National Cash Transfer Office (NCTO).
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NCTO is supervised by the Federal Ministry of Humanitarian Affairs, Disaster Management and Social Development (FMHADMSD). It is responsible for the implementation of the Household Uplifting Programme-Conditional Cash Transfers(HUP-CCT) that caters for poor and vulnerable households across the country.
Household Uplifting Programme-Conditional Cash Transfer (HUP-CCT), finances regular and reliable safety nets transfers to targeted poor and vulnerable households, delivered in a manner that is accessible to programme beneficiaries and with benefit levels that are consistent with programme objectives.
The Project Development Objective is to provide access to targeted transfers to poor and vulnerable households under an expanded national social safety nets system.
The Programme focuses on the poor and vulnerable households (PVHH) in Nigeria. The PVHH are identified through a combination of geographic and community-based targeting mechanisms. These targeting mechanisms are conducted by the states, while the National Social Safety Net Coordination Office (NASSCO) supports and guides the process.
The identified PVHH from the process are included in the National Social Register (NSR). The data in the NSR undergoes a Proxy Means Testing (PMT) used to rank the households from first to tenth deciles according to their poverty levels. According to the ranking, households that fall within the first to the sixth deciles of the NSR distribution (equivalent to the absolute poverty line, which corresponds to those living below US $2 a day) are eligible and enrolled into HUP-CCT.
Benefit:
- Conditional Cash Transfer: This provides targeted monthly base cash transfer of NGN 5,000 to the eligible mined from the NSR. The transfer is to help improve their consumption levels and to encourage them to develop savings skills. The overall objective is aimed at reducing poverty, preventing the vulnerable households from becoming poorer and building their ability to be better than what they were before they started benefiting from the programme.
- Top-Up Cash Transfer: The top-up cash transfer is an additional NGN 5,000 made available to some PVHH. Beneficiaries who qualify for the top-up cash transfer are required to participate in at least one of the activities that contributes to their human capital development and to a sustainable environment. Beneficiaries are expected to adhere to the specified conditions attached to the top-up transfer. These conditions are referred to as “co-responsibilities”. The co-responsibilities are associated to education, environment, health, and nutrition. Each state is expected to pick at least one co-responsibility that reflects the state’s deficiency in the specified areas.
- Livelihood: The livelihood component complements the cash transfer in order to support targeted households to move out of poverty. This facilitates beneficiaries’ graduation out of poverty by ensuring they establish sustainable income generating activity that will make them self-reliant. The specific aim of the livelihood intervention is to build a mind-set of enterprise development in order to reduce abject poverty in communities. It aims at creating opportunities for work on-farm and off-farm especially among women and youth.
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